She's On The Money

Victoria Devine
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She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.  It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

  1. EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast

    1 DAY AGO

    EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast

    Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode, we’re using EOFY energy to reboot your budget, clean up your spending habits, and get your money working for you (not the other way around). We’re talking five fast, feel-good steps to sort your finances before June 30 hits, and no, it’s not about cancelling every brunch or surviving on rice and regrets.In this episode:💅 “Keep, Cut, Switch”: the spicy budgeting game your bank account needs 💅 How to get a better deal on your bills without speaking to a single soul (yes please) 💅 A supercharged tip your retirement fund will write you a thank-you note for💅 The sneaky super hack that could fast-track your house deposit (and feels a lot like legal money laundering 👀) 💅 Why your spending habits might actually be... feelings in disguiseReady to feel calm, in control and like an actual financial adult by Christmas? Let’s go.Want to start growing your money? Join The Investing Masterclass here.Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. See omnystudio.com/listener for privacy information.

    39 min
  2. “I Had No Plan B”... Now She’s Building Wealth Like a Boss

    3 DAYS AGO

    “I Had No Plan B”... Now She’s Building Wealth Like a Boss

    What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Diary is the plot twist we didn’t see coming: our diarist went all in on her dream to join the Army as a psychologist, only to face a medical discharge that left her completely derailed. With no plan B, she found herself burned out, broke, and scrambling. But that’s not where her story ends. Fast forward: she’s in a meaningful career, investing like a pro, and just bought her first investment property with her boyfriend. We’re talking big glow-up energy, with money habits to match. 💸 What she learned from burning through $30k of savings💸 How salary packaging gave her an extra $20k a year💸 Why separate bank accounts changed everything💸 The one money habit that turned it all around💸 How she built a $70k share portfolio by age 26💸 And the juicy details of her first investment property It’s one of those episodes that’ll have you rethinking your money habits, rewriting your budget, and realising maybe plan A wasn’t the best plan after all.If you want to learn how to start building your own investment portfolio, The Investing Masterclass is open for enrolment. Join us here.  Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.   See omnystudio.com/listener for privacy information.

    31 min
  3. This Car Finance Mistake Could Cost You Thousands

    6 DAYS AGO

    This Car Finance Mistake Could Cost You Thousands

    This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child support as ammo against their ex, what’s fair game, and what crosses the line? We get deep into emotional manipulation, kids' financial literacy, and how to protect your peace (and your children’s) when the other parent is being... not so financially kind. Plus, it's Friday so there's all the unhinged money chats you know and love.  WANT LEARN HOW TO INVEST? The Investing Masterclass is here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. See omnystudio.com/listener for privacy information.

    41 min
  4. How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet

    10 JUN

    How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet

    What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of genius? In this episode, we’re taking a look at the investing strategy of the world’s most low-key billionaire... and showing you exactly how to start doing it yourself (no, you don’t need a six-figure salary or a finance degree). From his first investment at age 11 to the simple rules he swears by, we unpack the mindset behind Warren Buffett’s slow-and-steady success... and why it just might be the smartest way to build your own wealth. 📈What makes Warren Buffett the GOAT📈The biggest investing lesson he ever learnt (at 11 years old) 📈A strategy so simple, it’s suspicious... and worth billions📈The 3 things a company needs to have for Buffett to invest📈The 1 investing move he recommends for his wife, and you tooReady to start investing? Join The Investing Masterclass here.Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. See omnystudio.com/listener for privacy information.

    47 min
  5. It’s Never Too Late For a Financial Glow-Up

    8 JUN

    It’s Never Too Late For a Financial Glow-Up

    She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything changed. She started tracking every dollar and bought a place to call her own doing the work to build a future she's proud of.  Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.   See omnystudio.com/listener for privacy information.

    32 min
  6. Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

    5 JUN

    Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

    You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It’s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear). WANT LEARN HOW TO INVEST? The Investing Masterclass is here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. See omnystudio.com/listener for privacy information.

    50 min
  7. Can Refinancing Really Save You Thousands?

    3 JUN

    Can Refinancing Really Save You Thousands?

    What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bank really hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you.  Whether you’re looking for a better rate, more flexibility, or just want to stop donating extra cash to your bank each month, this episode has everything you need to know. In This Episode:💸 How to know when it’s time to rethink your mortgage 💸 The surprising ways refinancing can save (or cost) you thousands 💸 Why cashback deals aren’t always the flex they seem 💸 What a good mortgage broker can do that your bank won’t 💸 And the number one excuse that’s keeping people stuck on bad ratesFREEBIE: Get our She's on the Money Mortgage rate calculator here.For all your mortgage and refinancing needs, you can contact Zella here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.   See omnystudio.com/listener for privacy information.

    37 min
  8. We Left Australia for a Startup Dream in San Fransico

    1 JUN

    We Left Australia for a Startup Dream in San Fransico

    Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This week’s Money Diary is a bold one. Our diarist packed up her life in Australia to move to San Francisco for her husband’s startup job, trading career security for the chance at something bigger. Now, she’s navigating life without an income, American healthcare, wild rent, and double tax returns... all while preparing to become a mum. It’s a powerful reminder that sometimes the biggest money moves aren’t about what’s in your account. They're about what could be, if the risk pays off. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. See omnystudio.com/listener for privacy information.

    43 min
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Hosts & Guests

About

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.  It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Information

  • Creator
    Victoria Devine
  • Years Active
    2019 - 2025
  • Episodes
    825
  • Rating
    Clean
  • Copyright
    © 2025 Victoria Devine
  • Show Website
    She's On The Money

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